So you want to be a work from home mom

What exactly are the options for a mom to make money at home? Unfortunately, there are scams everywhere – some you may have heard of sound too good to be true – and they usually are. Oftentimes, women lose a lot of money before they even find a legitimate opportunity, let alone one that they love. Below, you’ll find a list of popular work from home options. They all have benefits and drawbacks. What may be great for one woman may not even be of interest to another woman. And, of course, research thoroughly before signing any contract. Yes, there are bunches of great, legitimate possibilities out there waiting for you, but you might have to say ‘no’ to a few first before you find the perfect home business for you. Direct Sales (MLM) Why we love it: Where else can you get a business in a box? Seriously, the products have already been made and tested, all the marketing has been created for you, and you are set up on the road to management if you wish. You can see why Direct Sales can be a great way to make money, especially if you find a product, sponsor and company that you love! Why it might not be for you: If the thought of sales makes you turn green from nausea, you might want to consider other options. Internet Auctions Why we love it: It doesn’t get much simpler than online auctions. Sell your worn clothing or used toys. Or, if you’ve got a knack for pricing, you might find some great items at a garage sale that you can turn over for a profit on online auctions. Why it might not be for you: Is your house already too small for you and your family? If you don’t have room to store inventory, then online auctions might not be the business for you. Start a Home Business Why we love it: No matter what your interest is, you can start a business. Sell products or promote a service that makes life easier for other people. Whether you’re considering making crafts or becoming a massage therapist, if you’ve got the entrepreneurial spirit, then go for it! Why it might not be for you: Starting from scratch can be a lot of work with little pay in the beginning. So, really invest a lot of time and energy into research, if you are considering this option. Internet Marketing: Why we love it: Low start up cost and a lot of flexibility. Internet marketing (selling products online, promoting other people’s products, or providing an online service) really is a great option for a lot of moms. Why it might not be for you: Internet marketing has a learning curve, just like any other type of business. Anyone who’s ever had a website knows that “if you build it they will come” is not necessarily true. You have to promote, tweak, test, and learn constantly if you want to become a success in Internet Marketing. It is definitely possible and it is a great option, but don’t go into it thinking you don’t need to invest time and money in yourself and in your business. You do. Surveys for Cash Why we love it: Yes, there really are companies that will pay you to take surveys. In all honesty, you aren’t going to get rich taking surveys, and you’ll spend a lot of time for little money in most cases. But, if you enjoy hanging out on the computer and think it would be fun to do some surveys while you’re chatting with your friends on IM, then it isn’t a bad way to make a few extra dollars here and there. Just be sure to sign up with a free email account (like hotmail or yahoo) so you don’t get flooded with SPAM! Why it might not be for you: If time is short or you need to make a lot of money for your family, then spend your time on something else. Surveys aren’t going to pay your bills. Also, there are some scams that charge you for a list of surveys. Be careful. These are just a few of the many options to make money from home. Follow your heart. Start on the path today to make your dreams come true.

Do you know what to do if your identity is stolen

Filing a police report, checking your credit reports, notifying creditors, and disputing any unauthorized transactions are some of the steps you must take immediately to restore your good name. Should you file a police report if your identity is stolen? A police report that provides specific details of the identity theft is considered an Identity Theft Report, which entitles you to certain legal rights when it is provided to the three major credit reporting agencies or to companies where the thief misused your information. An Identity Theft Report can be used to permanently block fraudulent information that results from identity theft, such as accounts or addresses, from appearing on your credit report. It will also make sure these debts do not reappear on your credit reports. Identity Theft Reports can prevent a company from continuing to collect debts that result from identity theft, or selling them to others for collection. An Identity Theft Report is also needed to place an extended fraud alert on your credit report. You may not need an Identity Theft Report if the thief made charges on an existing account and you have been able to work with the company to resolve the dispute. Where an identity thief has opened new accounts in your name, or where fraudulent charges have been reported to the consumer reporting agencies, you should obtain an Identity Theft Report so that you can take advantage of the protections you are entitled to. In order for a police report to entitle you to the legal rights mentioned above, it must contain specific details about the identity theft. You should file an ID Theft Complaint with the FTC and bring your printed ID Theft Complaint with you to the police station when you file your police report. The printed ID Theft Complaint can be used to support your local police report to ensure that it includes the detail required. A police report is also needed to get copies of the thief’s application, as well as transaction information from companies that dealt with the thief. To get this information, you must submit a request in writing, accompanied by the police report, to the address specified by the company for this purpose. How long can the effects of identity theft last? It's difficult to predict how long the effects of identity theft may linger. That's because it depends on many factors including the type of theft, whether the thief sold or passed your information on to other thieves, whether the thief is caught, and problems related to correcting your credit report. Victims of identity theft should monitor financial records for several months after they discover the crime. Victims should review their credit reports once every three months in the first year of the theft, and once a year thereafter. Stay alert for other signs of identity theft. Don't delay in correcting your records and contacting all companies that opened fraudulent accounts. Make the initial contact by phone, even though you will normally need to follow up in writing. The longer the inaccurate information goes uncorrected, the longer it will take to resolve the problem. What can you do to help fight identity theft? A great deal. Awareness is an effective weapon against many forms identity theft. Be aware of how information is stolen and what you can do to protect yours, monitor your personal information to uncover any problems quickly, and know what to do when you suspect your identity has been stolen. Armed with the knowledge of how to protect yourself and take action, you can make identity thieves' jobs much more difficult. You can also help fight identity theft by educating your friends, family, and members of your community. The FTC has prepared a collection of easy-to-use materials to enable anyone regardless of existing knowledge about identity theft to inform others about this serious crime.

Put your marketing to the so what test

Want to get Better at your Marketing today? For many service business owners, marketing can be a real mystery. We don't really know exactly how it works. We're not real sure about what works best for us. And probably because of some past frustrations, we're not even sure where to start. Most seem to at least have a notion of what's involved in marketing...a web site, Yellow Pages advertising, brochures, direct mailings, networking, seminars, trade shows, etc. But if that's all it took, wouldn't we all be attracting enough clients? I'm sure you've tried one or more of these things at least to some degree. And I'm sure you've had at least some successes now and again. But are you able to make it work consistently for your business? If not, what could be going on? First, let's agree to a definition of marketing. Here is my favorite one for small, service-based businesses: "Marketing is the use of strategies to generate a constant supply of high-quality leads for your service business." Simple to understand and speaks directly to the results we want. OK, so doesn't this definition take us right back to what we said we already knew about marketing... a web site, Yellow Pages advertising, networking, etc.? Well maybe, but first it's important to understand why your current marketing activities aren't producing consistent results. Put your message and materials to the "So What?" test. Start with your core marketing message. Pull out your most frequently used marketing tool and read it out loud. Put it to the "So What?" test. After you read it out loud, is it possible that your intended audience could respond with... "So What?"... "Why do I care?"... or "What's in it for me?" If your message doesn't tell your intended audience what solutions you are providing to address their issues/problems/challenges, and how it relates to the benefits they'll receive from your services, then a "So What?" response is exactly what you might expect. Messages and materials that are all about who you are and the history of your company and what services you offer and why you're so qualified to provide these services and how you partner with your clients to achieve superior results, etc. are likely to fail the "So What?" test. Challenge all of your current marketing materials. Remember, it's the intended audience that counts. What's in it for them? Why should they care? Listen, if your marketing is consistently generating all the high-quality leads you can handle, then don't change a thing. But if you haven't quite figured out how to generate a constant supply of leads for your service business, then you owe it to yourself to challenge your current marketing tools by putting them to the "So What?" test. Try these ideas: * Challenge all of your marketing tools that aren't contributing to consistently generate leads for your service business - even the ones that have worked in the past. Could you improve the message and get a higher return? Put it to the "So What?" test. * Try the X's and O's test (especially with the last letter you wrote). Mark an X every time your marketing piece mentions your name, company name, or the words "I" or "me". Mark and O every time it mentions the prospects name, company name, or the word "you" or "your". If the X's outnumber the O's, rewrite it before using it again. * Try gathering up a group of people you can trust to give you very honest feedback. You're not just looking for proof readers, but individuals who will give you honest feedback on whether your materials pass the "So What?" test. * Be prepared for some negative feedback, but more importantly, be prepared to do something about it. * Don't just accept opinions, but try to get down to realistic response. For example: "I think this part is too wordy and detailed." (opinion) versus "I got pretty lost and confused with the level of detail in this part." (response) * Remember that it is the intended audience that counts. If it's not clear who the message is intended for when it's received, then how can it pass the "So What?" test.

Home of 2bucks an ads

From: Xoftspyse Everybody would love to make lots of money quickly, working from home, and only doing a few hours of work per week. I've spent the past two years trying to find a great way of doing this. Only over the course of the past few months have I found any "get rich quick" programs worth buying. I've been trying to make money online for a long time. I had a few small websites, but they never made much more than a few hundred per month. It was easy money and didn't require much work on my part, but I knew there were people out there doing better than I was and I knew I could do as well as them. Now, I've seen a lot of "get rich quick" programs. Most of these people make claims about earning $2000/day with Google or something similarly insane. Almost all of these people are complete liars. Even if they were making $2000/day with Google AdSense, it'd be because they had high - traffic websites with a lot of quality content. I'd know, because in one whole month, I never even made half of what they promised I'd make daily with their programs. Maybe you've already been scammed by one of these fraudsters. Anyway, I finally got sick of what was being offered. I decided I'd look through the all of the "get rich quick" programs I could find and see if there were any that were actually legitimate. I found that there were owners selling their programs for well over $100, but the information in them could be found almost anywhere online for free. Additionally, they all contained out-of-date information, had no e-mail support, no money back guarantees, and broken links in the downloads section. In conclusion, almost all of the programs I found were completely useless. The owners knew it, but they couldn't care less about their customers since they didn't offer refund policies! Amazingly, while looking through all of the programs, I actually did find a few legitimate programs. They were run by ordinary people like you and me, and they had found some great methods of making money from their home by doing very little work. I spent some time working with those programs, and my income is now ten times what it used to be. These programs provided a large amount of great information on how to make extra money on your computer doing very little work. Numerous customers had provided great feedback and reviews for their products. Many of them have started to make money just days after buying! Their programs have excellent prices, and the authors have a group of paid staff who are dedicating to helping you or providing assistance if you need any. I must say I was amazed! If you do decide to purchase any of the programs listed below, I recommend you join quickly. Most of the owners tell me they are getting an overwhelming number of sales and plan on raising prices in the near future, so order while prices are still low! To Your Online Success, Xoftspyse